Terms & Conditions

Last updated: January 15, 2026

1. Acceptance of Terms

By accessing and using the website ecpropfondos.com (hereinafter, "the Site"), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, we recommend that you do not use the Site. These terms are governed by the laws of the Republic of Ecuador.

2. Company Information

The Site is operated by Ecpropfondos S.A. (hereinafter, "the Company"), a corporation incorporated and registered under the laws of Ecuador, with Tax ID (RUC) 1792483560001, registered with the Superintendencia de Compañías, Valores y Seguros del Ecuador under resolution SCVS-2019-0847. Principal address: Av. de los Shyris N34-152 & Av. República, Platinum Building, Office 802, Quito 170135, Ecuador.

3. Nature of Service

The Site provides information about housing project participation programs offered by the Company. The content of the Site is exclusively informational and does not constitute a public offering of securities, an investment prospectus, or financial, legal, or tax advice. The information presented herein should not be interpreted as a guarantee of results or returns.

4. Participation Risks

Participation in housing programs involves inherent risks, including but not limited to: (a) Partial or total loss of contributed capital; (b) Delays in construction project execution; (c) Variations in periodic distributions; (d) Changes in the Ecuadorian real estate market conditions; (e) Regulatory changes that may affect the projects. The Company does not guarantee specific results or the preservation of invested capital.

5. Use of the Site

You agree to use the Site only for legitimate purposes and in accordance with these Terms. It is prohibited to: (a) Use the Site in a way that may damage, disable, or overload servers; (b) Attempt unauthorized access to systems or networks connected to the Site; (c) Reproduce, duplicate, copy, or commercially exploit any part of the Site without prior written authorization from the Company; (d) Provide false or misleading information through the Site's forms.

6. Intellectual Property

All content on the Site, including text, graphics, logos, images, data compilations, and software, is the property of Ecpropfondos S.A. or its licensors and is protected by Ecuador's intellectual property laws and applicable international treaties. The "Ecpropfondos" brand and associated logo are registered trademarks of the Company.

7. Contact Form

The contact form available on the Site is solely intended to allow users to request information about the Company's programs. Submitting the form does not create any contractual relationship between you and the Company, nor does it constitute a commitment to participate in any program. The Company reserves the right not to respond to incomplete requests or those that do not meet program criteria.

8. Limitation of Liability

The Company shall not be liable for: (a) Direct, indirect, incidental, or consequential damages arising from the use or inability to use the Site; (b) Errors or omissions in the Site's content; (c) Technical interruptions or failures of the Site; (d) Actions of third parties related to information provided on the Site. The information on the Site is provided "as is" without warranties of any kind, express or implied.

9. Applicable Law and Jurisdiction

These Terms and Conditions are governed by the laws of the Republic of Ecuador. Any dispute arising from the interpretation or compliance with these terms shall be submitted to the ordinary courts of the city of Quito, Ecuador, with the parties waiving any other jurisdiction that may correspond to them.

10. Modifications

The Company reserves the right to modify these Terms and Conditions at any time. Modifications shall take effect upon publication on the Site. Continued use of the Site after the publication of changes constitutes acceptance of the new terms.

11. Contact

For any inquiries about these Terms and Conditions, you may contact us at: Ecpropfondos S.A., Av. de los Shyris N34-152 & Av. República, Platinum Building, Office 802, Quito 170135, Ecuador. Email: contacto@ecpropfondos.com. Phone: +593 2 398 7400.

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